Digital Lending

Qarshi Industries (Pvt.) Ltd. is one of the largest natural products manufacturers in Pakistan. Iconic brands like Qarshi Jam e Shirin and Qarshi Johar Joshanda have established Qarshi as a dominant player in its market segments. Qarshi was facing the difficult challenge of tracking, recording and monitoring thousands of orders, payments, and deliveries on a daily basis at a national level.

Kashf Foundation provides microfinance loans. Today, Kashf has transformed itself into the first wealth management company for women from low income households. While Kashf had adopted a loan management system within the first few years of its setup, field operations were still paper based. To automate the loan origination process for more than 2,000 field agents across 200+ branches, Kashf adopted the TMX Digital Lending Platform.

Nokia adopted the TMX-SD platform to apply the power of Mobility to streamline Secondary Sales and Distribution operations. TMX-SD provides sales agents and Nokia retailers with the complete range of functions that run on smartphones. Managers and executives use a web portal for sales and distribution planning, real-time performance monitoring, reporting and analytics.

The TMX Digital Lending Platform is a Loan Origination solution that applies the power of Mobility, Credit Rules and Machine Learning to highly automate loan origination and enable straight through processing wherever appropriate.

For many distributors of Nestlé’s products in Asia, maintaining and managing the paper trail of orders, deliveries and payments is extremely cumbersome and error-prone. To efficiently manage a vast network reaching 200 million consumers and to enable real-time visibility across its entire sales channel, Burque – Nestle’s main distributor in Pakistan – decided to deploy TMX-SD – a field sales mobility solution for distribution companies.

TMX-SD is a Cloud-based software product that applies the power of Mobility to streamline Secondary Sales and Distribution operations. It provides sales agents in the field with the complete range of functions run on smartphones that communicate with back-office systems in real-time. Managers and executives use a web portal for sales and distribution planning, real-time performance monitoring, reporting and analytics.

Sales & Distribution